• mikemohr3

Three Risks That Affect Your Retirement Plan

Planning for retirement has drastically changed the last couple of decades. In the past, most Americans could rely on pensions and Social Security to provide the income they needed in retirement, unfortunately, this is no longer the case. There is now a greater responsibility on the individual to develop their own retirement income plan. One of the most important things to incorporate into your retirement plan is how to manage these three risks to your retirement income.


Inflation can have a particularly negative effect on your retirement fund. With the increasing cost of goods and services, it can be difficult to properly prepare for rising costs. It is better to over prepare, then to find yourself without the necessary funds.

Health Care Expenses

It is important to have a plan for what you will do for health care expenses. The decisions of whether you will rely on Medicare, private insurance, pay out of pocket, or a combination of the three needs to be made long before you retire. Having a separate savings plan specifically for health care expenses should be a conversation you have with your financial advisor.


When developing your retirement plan it is important that you plan for living longer than you think you will. Your retirement income plan should last as long as your retirement does. Statistically, about half the population will live longer than the life expectancy so it is important to not underestimate.

It is never too early to start planning for retirement. Contact a financial advisor at Mohr Financial Group and start saving for your retirement today!

22 views0 comments

Check the background of your financial professional on FINRA's BrokerCheck.

The Wealth Advisors of the Mohr Financial Group are also Registered Representatives with and securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through the Mohr Financial Group, a registered investment advisor.  Mohr Financial Group and Integrated Financial Partners are separate entities from LPL Financial. 

LPL Financial, Mohr Financial Group and Integrated Financial Partners do not provide tax services. 

For more information visit or


We are licensed to transact business in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, Wyoming

Jim Mohr: California Insurance License #O678949
Michael Mohr: California Insurance License #OJ20351
Tim Riis: California Insurance License #OB23241
Michael Muniz: California Insurance License #OK34719
Jeff Mortenson: California Insurance License #O818655

Click on the links for a copy of the Firm ADV and Client Relationship Summary.


Mohr Financial Group

Office: 858.298.2312

Fax: 858.794.9770

12555 High Bluff Drive, Suite 205

San Diego, CA 92130

  • Grey Facebook Icon
  • Grey LinkedIn Icon
  • Grey Twitter Icon